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Oregon and insurers reach agreement extending wildfire rebuilding timelines

(Photo courtesy of Sean Roberts)

State officials and a list of insurance companies have reached an agreement that would allow more time for Oregonians to rebuild after the devastating September fires.

Posted: Dec 8, 2020 11:04 AM
Updated: Dec 8, 2020 11:06 AM

SALEM, Ore. — Oregon state officials and a list of insurance companies have reached an agreement that would allow more time for Oregonians to rebuild after the devastating September fires, the Oregon Dept. of Consumer and Business Services announced on Tuesday.

The spate of wildfires that grew beyond control during a historic wind event in early September ultimately destroyed more than 4,000 homes throughout Oregon. More than a thousand people are still receiving shelter through the American Red Cross.

Though clean-up of hazardous waste on destroyed properties began back in October, the larger project of removing ash and debris has yet to begin.

“The ability to rebuild homes after a catastrophic event is often delayed by the need to effectively address safety hazards in the area and the increased demand on construction resources,” said Andrew Stolfi, insurance commissioner and director of DCBS. “We are glad to see these companies agree to provide time for wildfire victims to effectively work through the recovery process.”

Many insurance policies limit the time that a person has to rebuild their home after it is damaged or destroyed, and usually require that homes be rebuilt at the address listed on the policy.

According to DCBS, the agreement extends rebuilding timelines out to two years from the date of the loss and allows Oregonians to rebuild their homes at a different location.

"This agreement does not extend the amount of additional living expense benefits available under a policy, nor does it alter any other terms of the policy contract," DCBS said.

The agreement accomplishes three things, state officials said — alleviating the demand for construction resources in wildfire damaged areas, allows victims the ability to recover faster, and helps control the cost of construction by extending the timeline.

As of Tuesday, the following insurance companies and certain subsidiaries have signed onto the agreement:

  • Allied Insurance Company of America
  • Allstate
  • American Family Insurance Company
  • Austin Mutual Insurance Company
  • Crestbrook Insurance Company
  • CSAA General Insurance Group, a AAA Insurer
  • Encompass Insurance
  • Grange Insurance Association
  • Harleysville Insurance Company
  • Homesite Insurance Company of the Midwest
  • Liberty Mutual
  • National Casualty Company Inc.
  • Nationwide Insurance Company of America
  • NGM Insurance Company
  • North Light Specialty
  • Oregon Mutual Insurance Company
  • PEMCO Mutual Insurance Company
  • QBE
  • Safeco
  • Scottsdale Indemnity Company
  • Sublimity Insurance Company
  • United Heritage Property & Casualty Company
  • USAA
  • Western Protectors Insurance

Oregon Coronavirus Cases

Data is updated nightly.

Cases: 195884

Reported Deaths: 2590
CountyCasesDeaths
Multnomah38744593
Washington25768233
Marion22259309
Clackamas17723214
Lane13154149
Jackson10959141
Deschutes920075
Umatilla823684
Linn503468
Yamhill450376
Klamath449464
Polk379453
Malheur353063
Josephine337271
Douglas330971
Benton313320
Jefferson222237
Coos209835
Columbia176029
Union145123
Lincoln138921
Wasco138428
Hood River119631
Crook114022
Morrow111316
Clatsop9958
Baker96014
Tillamook6523
Curry64710
Grant5236
Lake4557
Harney3498
Wallowa1855
Gilliam631
Sherman581
Wheeler321
Unassigned00

California Coronavirus Cases

Data is updated nightly.

Cases: 3769827

Reported Deaths: 62699
CountyCasesDeaths
Los Angeles123756124120
Riverside2997934594
San Bernardino2972614724
San Diego2791453742
Orange2712965031
Santa Clara1190982098
Kern1093201376
Sacramento1051641693
Fresno1019871690
Alameda881571668
Ventura811021017
San Joaquin733101394
Contra Costa68976805
Stanislaus623101061
Tulare49830840
Monterey43662382
San Mateo42063570
San Francisco36808546
Santa Barbara34391459
Solano33011253
Merced31919461
Sonoma30071321
Imperial28516729
Kings23017246
Placer22720293
San Luis Obispo21308260
Madera16483242
Santa Cruz16275206
Marin14079227
Yolo13938211
Shasta12175226
Butte12140192
El Dorado10193113
Napa989182
Sutter9445113
Yuba628549
San Benito607463
Lassen570624
Tehama559063
Nevada475575
Tuolumne413967
Humboldt413542
Mendocino412749
Amador366747
Lake348943
Glenn240125
Siskiyou225525
Colusa223616
Calaveras213654
Inyo142838
Del Norte13988
Mono12844
Plumas7186
Modoc5014
Mariposa4507
Trinity4025
Sierra1120
Alpine880
Unassigned360
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