MEDFORD, Ore. – When Oregon Health Plan applicant Kathy Lillie called her agent Monday to check the status application, he told her about a detail in the Oregon Health Plan that would recover costs from her estate once she passed on.
“So he said to me, exact words, ‘you need to talk to your children and see if they want you to have insurance or if they want an inheritance,’” said Lillie.
Lillie is self-employed and has been without health insurance for a couple years. She said she is more than willing to pay her part for coverage, but not at the cost of her family.
“We own something and those things that we’ve worked hard for, I want to leave to my kids. What we’ve worked for belongs to them, not to the state of Oregon,” said Lillie.
The Oregon Health Authority announced one week ago that the estate recovery clause of Oregon Health Plan would not apply to applicants who have applied since October first and who are not seeking long term care. Cover Oregon agents said they were told the stipulation was removed because of the changing health care landscape.
“There are now so many adults being added to the Oregon Health Plan that are not long term care patients, it just didn’t make sense to have this language in there because it was confusing and concerning for folks,” Cover Oregon assister Michelle Glass.
Lillie said she will get back in touch with her Cover Oregon agent to see if the Oregon Health Plan still makes sense for her and her family.
“I would sign back up if I knew I wasn’t risking everything. I have no problem paying my part for insurance, I have no problem with that, ” said Lillie.